Why Private Pay?

 Why Private Pay Therapy?

Investing in therapy is an act of long-term wellness. At Blissful Balance Therapy, I offer private pay therapy for individuals who want high-quality, confidential care without the limitations of insurance-based treatment.

Whether you're a high-achieving individual, overwhelmed mom, teen, or entrepreneur, private pay therapy gives you the flexibility and protection you deserve.

 Why Many Clients Choose Private Pay Therapy

Private pay offers more than just convenience, it gives you full control over your mental health care.

Clients often choose private-pay therapy because they want:

  • Freedom to choose a trusted therapist without being limited by insurance panels

  • Full confidentiality and privacy, with no diagnosis required to receive care

  • Consistent support, even if their insurance coverage changes

  • Customized pacing, with no pressure to prove “medical necessity” to continue care

  • Reduced paperwork, meaning fewer forms that could be accessed during legal or insurance-related reviews

 Enhanced Privacy and Confidentiality

With private pay therapy, your treatment stays between you and your therapist, no insurance reporting, no diagnosis required, and no risk of that diagnosis affecting your future life or disability insurance applications. You control your mental health journey from start to finish.

 No Paperwork. No Red Tape.

Self-pay therapy removes the hassle of claims, authorizations, and session limitations. You won’t have to navigate insurance delays, submit paperwork, or risk your care being interrupted. It’s therapy on your terms, not theirs.

 Personalized, Flexible Progress

Your emotional wellness doesn’t follow a one-size-fits-all timeline. Private pay allows you to move at a pace that works for you, adjusting session frequency, focus, and duration based on your life and goals, not rigid plan guidelines.

 No Impact on Life Insurance

Using insurance often requires a formal mental health diagnosis, which can appear in your permanent medical records. Private pay therapy allows you to receive support without affecting your eligibility or rates for future life insurance or long-term care policies.

 Session Rate & Payment Details

  • $175 per 45- minute session

  • Credit, debit, HSA/FSA cards accepted

  • Superbills available upon request for possible out-of-network reimbursement

If you have questions about payment, or you're considering therapy but unsure how to begin, please reach out. I’m happy to help.

 

Online Therapy Across California

I work with clients throughout California, via secure video sessions. Whether you're navigating anxiety, burnout, or high-functioning stress, therapy can help you feel grounded and in control again.

 

Let’s Talk — No Pressure

I offer a free 15-minute consultation to explore your needs and see if we're a good fit. No pressure, no commitment,  just a chance to connect.